Financing with affirm
Buying with Affirm is Simple
1. Fill your cart
2. Complete your purchase
3. Pay over time
When you’re done shopping,
select Affirm at checkout.
Enter a few pieces of info for a
Make 4 payments every 2 weeks
at affirm.com or in the Affirm app.
Say yes with confidence
When you buy with Affirm, you always know exactly what you'll owe and when
you'll be done paying. You’ll never pay a hidden fee—or any fee, for that
Never pay more than the price of your purchase.
It only takes a moment, and checking your eligibility won’t affect your credit
Affirm won’t charge you late fees or penalties of any kind, ever.
California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight.
Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.
Can I pay off my purchase early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS
or Android. Affirm will send you email and text reminders before payments are
Does checking my eligibility affect my credit score?
No—checking your eligibility won't affect your credit score.
Can I return an item I bought with Affirm?
Yes—You can return an item you bought with Affirm by initiating the return
process with the store.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This
helps Affirm verify it’s really you who is creating your account and signing in.